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Careers

Carter Credit Union believes in building relationships with our members and with our employees. We are continually seeking enthusiastic, motivated individuals to join our growing team. We offer our employees a safe environment that fosters self development, career advancement, and success within our credit union. Our ten branches are located in Springhill, Minden, Shreveport, Bossier City, Coushatta and Mansfield, Louisiana, Fort Worth, Texas and Magnolia, Arkansas. We appreciate your interest in employment at Carter Credit Union and look forward to reviewing your qualifications.

Job details

  • Salary: $65,000 to $85,000 a year
  • Job Type: Full-time
  • Number of hires for this role: 1
  • 8 hour shift
  • Monday thru Friday

Qualifications

  • Bachelor of Science Degree in business or a related field, or an equivalent combination training and work experience
  • 3-5 years of Business Lending experience
  • Real estate and origination background preferred

Full Job Description

Responsible for receiving, reviewing, and evaluating business loan requests. Meets with applicants to explain credit policies and to obtain loan information and documentation. Monitors and reviews construction and development loans. Maintains repossessed properties and assists in collections' activities. Serves borrowers and prospective borrowers promptly and professionally. Provides general credit union information and cross sells services. Assists Business Lending personnel as needed.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

(Primary or most important duties performed in this position in order of priority.)

ESSENTIAL FUNCTIONS AND BASIC DUTIES

  • 1. Assumes responsibility for the effective and professional completion of assigned business loan functions.
    • Interviews, takes applications, and processes preliminary documentation on business loan requests. Discuss loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers.
    • Analyzes and evaluates loan requests and prepares written submission for consideration by the Business Loan Committee. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
    • Assists in review of construction loan advances on commercial properties.
    • Conducts property inspections as assigned.
    • Follows-up on all matured loans.
    • Assists in the collection of delinquent accounts.
    • Completes lending functions in accordance with established credit union policies and legal requirements.
  • Assumes responsibility for establishing and maintaining effective and professional business relations with customers and trade professionals.
    • Answer questions and resolves requests.
    • Keeps borrowers informed of credit union loan policies and services.
    • Meets with applicants whose loans are denied and explains reasons and alternatives.
    • Maintains and projects the credit union’s professional reputation.
  • Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Company personnel and with management.
    • Coordinates functions with related departments and branches and provides support as needed.
    • Assists Business Lending personnel and provides support as needed.
    • Keeps management informed of area activities and of any significant problems.
    • Attends and participates in meetings and committees as required.
    • Completes required reports and records.
  • Assumes responsibility for related duties as required or assigned.
    • Cross sells credit union services.
    • Stays informed regarding changes in lending standards and related legal requirements.
    • Completes special projects as assigned.
    • Ensures the work area is clean, secure, and well maintained.
    • Uphold and follow the Carter Credit Union core values.
    • Have a working knowledge and understand the Carter Credit Union MBS policies and procedures, credit union bylaws organization and philosophy.
    • Seek opportunities to enhance skills and value to the credit union and make suggestions for improvement.
    • Ensure adherence with the Bank Secrecy Act/Anti Money Laundering guidelines including CTR and SAR.

BENEFITS

(waiting period may apply)

  • 401(k)
  • Dental insurance
  • Employee assistance program
  • Health insurance
  • Life Insurance
  • Paid time off

Company's website:

  • cartercu.org

Company's Facebook page:

Work Remotely: No  

Job details

  • Salary: $16.00 - $18.00 per hour
  • Job Type: full time
  • 8 hour shift, Monday to Friday
  • Bonus opportunities

Qualifications

  • High School or equivalent (preferred)
  • Cutomer Service: 2 years (required)
  • Working in a Credit Union or Bank: 2 years (required)

Full Job Description

The primary responsibility of the position is assist members in making loans and or establishing membership with the credit union by taking applications, processing approved applications, completing all necessary forms. Provides a variety of transaction services to members and promotes credit union products and services that would assist the financial growth of the member. May process teller transactions and balance cash drawer daily.

BENEFITS (waiting period may apply)

  • 401(k)
  • Employee assistance program
  • Paid time off
  • Dental Insurance
  • Health Insurance
  • Life Insurance

Company's website:  cartercu.org

Company's Facebook page: https://www.facebook.com/CarterCreditUnion/

Work Location:  in person

Submit Your Resume

Carter is an Equal Opportunity Employer and considers all applicants for employment without regard to race, color, sex, age, religion, national origin, disability, veteran status or any other protected status where otherwise qualified.